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Poor households in all non-participating districts as of March District - ; Household- Households in the state of Delhi were also dropped from our analysis due to the unavailability of district-level enrolment data. Using household level panel data from Uttar Pradesh and Bihar collected in , this paper investigates the determinants of enrolling in and dropping out of the scheme. To identify any spill over effects on ineligible households living in RSBY intervention districts i. DID estimation assumes that in the absence of treatment the change in outcome between pre- and post-intervention periods for the treated is similar to the untreated Abadie, After taking all this into account and also reviewing other successful models of health insurance in the world in similar settings, RSBY was designed.

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Please update this article to reflect recent events or newly available information. The details of other members can be added subsequently at the district kiosk. In addition, we also conducted household level characteristics matching and performed DID analysis only considering matched households across the three years.

NHPS is aimed at benefiting 10 crore poor families by providing coverage of up to Rs 5 lakh per family per year for secondary and tertiary health care. RSBY provides the ability to select health care options from the public and private raby to below poverty line households and individuals working in the unspecified sectors.

Who should invest in equity funds? Although on the card the head of the family photograph is printed, the photograph of all family members is stored in the chip so that in case of need it can be used for verification.

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Why should beneficiary pay Rs. The scheme gets put into action from the next month of the enrolment date. Mobile enrollment stations are set up at local centres e. The broad sets of activities are given as follows:. Home Rashtriya Swasthya Bima Yojana. Ethical approval for this study rsy not needed. Footnotes Appendix A Supplementary data related to this article can be found rxby http: All the wives can be enrolled if they are in the BPL list.

Who all it covers, how to apply AB-NHPS will have a defined benefit over of Rs 5 lakh per family per year on a family floater basis for secondary and tertiary care hospitalisation.

Marwein System Analyst, Email Id- dhs[dot]mchfw-meg[at]gov[dot]in. The fact that drop-out rates are low might suggest good perceived value for the insured. Who will keep the card? Reduction of catastrophic health care expenditures by a community-based health insurance scheme in Gujarat, India: Enrolment can take place over four months each year and can vary across states.

Ministry of Labour and Employment. Rrsby insurer must agree to cover the benefit package prescribed by GOI through a cashless facility that in turn requires the use of smart cards which conform to certain specifications and must be issued to all members.

RSBY provides health insurance for the enrolled BPL families from each district up to a maximum number of households based on the definition and the figures provided for each state by the union Planning Commission.

Overall, the results suggest that RSBY has been ineffective in reducing the burden of out-of-pocket spending on poor households.

Rashtriya Swasthya Bima Yojana

As per the schedule, the BPL list is posted in each village at enrollment station and prominent places ip to the enrollment and the date and location of the enrolment in the village is publicized in advance. Changes in addressing inequalities in access to hospital care in Andhra Pradesh and Maharashtra states of India: Average premium for participating districts is around INRfunded by the government.

Please review our privacy policy. Households are sampled evenly in quarterly sub-rounds beginning on 1 July and ending on 30 June of the following year, with equal numbers of households allotted in each quarterly sub-round, to address seasonality.

The economic consequences of health shocks: Recent developments in the econometrics of program evaluation. RSBY is also likely to reduce the financial burden of inpatient care on households. The yp outlay for this financial year saw an increase of around 19 per cent over the fiscal when it was Rs 52, crore. The process normally takes less than ten minutes.